Test Accounts Week 16

This week seemed like the reverse of last week. A rally on Friday cut the losses for the week, but the S&P 500 Index still finished down for the week, -0.4%. Betterment dropped -0.8%, Schwab was down -0.6%, and Folio Investing finished -3.5%. Interestingly, the robo-advisers had bigger swings than the S&P 500 which is just the opposite of normal. I looked at specific ETF changes and concluded that the S&P 500 actually performed better than the overall market and was not an indicator of how bad the week was. Folio Investing dropped a lot because it has more volatile holdings.

The Wealthfront account was closed a week ago and consequently shows no change from the previous week (which made it the best performing robo-adviser). It appears here, but will be dropped from the future weekly updates.

There are 4 notes in the Lending Club account that have been paid in full. This is prompting me to do a little more analysis of the Lending Club notes. I’ll document in my findings in a mid-week post. Follow me on Twitter @billlanke and I’ll let you know when I post it.

W/E	S&P 500	BTRMNT	WLTFRNT	FOLIO	LND CLB	SCHWAB
16-Jan	-1.2%	0.0%	0.4%	-0.2%	0.0%	-0.2%
23-Jan	1.6%	1.1%	0.7%	2.0%	0.0%	1.0%
30-Jan	-2.8%	-1.5%	-0.9%	-2.0%	0.0%	-1.3%
6-Feb	3.0%	1.0%	1.0%	0.9%	0.0%	1.3%
14-Feb	2.0%	1.0%	0.8%	1.8%	0.0%	1.2%
21-Feb	0.6%	0.6%	0.4%	0.5%	0.0%	0.4%
28-Feb	-0.3%	0.2%	0.2%	0.3%	0.7%	0.0%
6-Mar	-1.6%	-1.6%	-1.8%	-0.9%	0.3%	-2.1%
13-Mar	-0.9%	-0.1%	-0.3%	-0.6%	0.2%	-0.7%
20-Mar	2.7%	2.1%	2.0%	0.6%	0.2%	1.0%
27-Mar	-2.2%	-1.0%	-1.1%	-2.3%	0.3%	0.5%
3-Apr	0.3%	0.6%	0.6%	0.0%	0.3%	0.8%
10-Apr	1.7%	1.2%	1.0%	2.5%	0.3%	1.3%
17-Apr	-1.0%	-0.3%	-0.2%	-1.5%	0.3%	-0.3%
24-Apr	1.8%	1.0%	0.8%	1.9%	0.3%	1.0%
1-May	-0.4%	-0.8%	0.0%	-3.5%	0.3%	-0.6%