The table below lists the ETFs in each of the robo-advisers
accounts with their allocations. Betterment and Wealthfront share four ETFs.
Schwab Intelligent Portfolios (SIP) only shares one fund with Betterment. Even
though Wealthfront does have one Schwab ETF, SIP doesn’t include it.
As expected, SIP has mostly Schwab ETFs. If one includes the
cash, then over 70% of the account is in Schwab related funds.
|
Wealthfront
|
Symb
|
Allocation
|
Description
|
|
Vanguard US Total Stock Market
|
VTI
|
26.00%
|
U.S. Stocks
|
|
Vanguard FTSE Developed Markets
|
VEA
|
11.00%
|
Developed Markets
|
|
Vanguard FTSE Emerging Markets
|
VWO
|
5.00%
|
Emerging Markets
|
|
Vanguard Dividend Appreciation
|
VIG
|
8.00%
|
U.S. Stocks
|
|
iPath Dow Jones-UBS Commodity Total Ret ETN
|
DJP
|
6.00%
|
Natural Resources
|
|
Schwab U.S. tips ETF
|
SCHP
|
9.00%
|
TIPS
|
|
iShares National AMT-Free Muni Bond
|
MUB
|
35.00%
|
Municipal Bonds
|
|
100.00%
|
|||
|
Betterment
|
Symb
|
Allocation
|
Description
|
|
Vanguard US Total Stock Market
|
VTI
|
10.82%
|
U.S. Stocks
|
|
Vanguard US Large-Cap Value
|
VTV
|
10.82%
|
U.S. Stocks
|
|
Vanguard US Mid-Cap Value
|
VOE
|
3.46%
|
U.S. Stocks
|
|
Vanguard US Small-Cap Value
|
VBR
|
3.03%
|
U.S. Stocks
|
|
Vanguard FTSE Developed Markets
|
VEA
|
22.22%
|
Developed Markets
|
|
Vanguard FTSE Emerging Markets
|
VWO
|
4.65%
|
Emerging Markets
|
|
Vanguard Short-Term Inflation Protected Sec
|
VTIP
|
0.77%
|
Inflation-Protected Bonds
|
|
iShares National AMT-Free Muni Bond
|
MUB
|
26.32%
|
Municipal Bonds
|
|
iShares Corporate Bond
|
LQD
|
2.58%
|
US Corporate Bonds
|
|
Vanguard Total Intrnl Bond
|
BNDX
|
9.81%
|
International Bonds
|
|
Vanguard Emrgng Markets Government Bond
|
VWOB
|
5.52%
|
Emerging Markets Bonds
|
|
100.00%
|
|||
|
Schwab Intelligent Portfolios
|
Symb
|
Allocation
|
Description
|
|
US Large Company Stocks
|
SCHX
|
8.00%
|
U.S. Stocks
|
|
US Large Company Stocks - Fndmntl
|
FNDX
|
11.00%
|
U.S. Stocks
|
|
US Small Company Stocks
|
SCHA
|
4.00%
|
U.S. Stocks
|
|
US Small Company Stocks - Fndmntl
|
FNDA
|
7.00%
|
U.S. Stocks
|
|
Intrnl Devlpd Large Company Stocks
|
SCHF
|
5.00%
|
Developed Markets
|
|
Intrnl Devlpd Large Company Stocks - Fndmntl
|
FNDF
|
8.00%
|
Developed Markets
|
|
Intrnl Devlpd Small Company Stocks
|
SCHC
|
3.00%
|
Developed Markets
|
|
Intrnl Devlpd Small Company Stocks - Fndmntl
|
FNDC
|
5.00%
|
Developed Markets
|
|
Intrnl Emerging Market Stocks
|
SCHE
|
4.00%
|
Emerging Markets
|
|
Intrnl Emerging Market Stocks - Fndmntl
|
FNDE
|
5.00%
|
Emerging Markets
|
|
US Exchange-Traded REITs
|
SCHH
|
3.00%
|
Real Estate
|
|
Intrnl Exchange-Traded REITs
|
VNQI
|
2.00%
|
Real Estate
|
|
Investment Grade Municipal
Bonds
|
TFI
|
4.00%
|
Municipal Bonds
|
|
Intrnl Devlpd Country Bonds
|
BNDX
|
2.49%
|
International Bonds
|
|
US Corporate High Yield Bonds
|
SHYG
|
8.00%
|
US Corporate Bonds
|
|
Intrnl Emerging Market Bonds
|
EMLC
|
7.00%
|
Emerging Markets Bonds
|
|
Gold and Other Precious Metals
|
IAU
|
5.00%
|
Metals
|
|
Cash
|
8.51%
|
Cash
|
|
|
100.00%
|
I’m going to look more deeply into the SIP operations.
Follow me on Twitter @billlanke where I’ll let you know when that is posted.
No comments:
Post a Comment